II. Company Overview
2.1 Vision and Mission
Vision
To be the most trusted digital bank in terms of stakeholder value, corporate governance, and customer service quality.
Mission
To provide a secure, agile, dynamic, and conducive online banking environment to customers with a commitment to values and unshaken confidence, deploying the best technology, standards, processes, and procedures.
2.2 Founder Information
[Founder’s name] has been Managing Director & CEO of [Company Name] since (Date). [Founder’s name] has more than (X) years of rich banking experience, which includes heading Industrial Finance Branches, Regions, and Zonal Offices, as well as [xx] years of experience in technology and program management.
He is an MBA from ABC University and has worked as a CEO and CTO in the banking industry for multiple MNCs. [Founder] has personal relationships with highly educated professionals in the banking industry across the community.
2.3 Problem and Solutions
1. Regulatory Compliance – As a direct result of the high increase in regulatory costs relative to earnings and credit losses, regulatory compliance has emerged as one of the biggest difficulties facing the banking industry. The capacity to correlate data from many sources is frequently necessary for compliance, which can place a major burden on resources.
Solution– The Company will create a culture of compliance by implementing formal compliance structures and systems. The cutting-edge technologies used will perform in-depth data analysis and provide insightful reporting, which is especially valuable for identifying and minimizing compliance risks. In addition, the company’s platform will aid in process standardization, ensure that protocols are followed accurately and consistently, and make it possible to keep up with any regulatory or industry policy changes
2. Rising Expectations – A high level of ease and customization from their banking experience is something that today's consumers, who are smarter, wiser, and more informed than ever before, need. Changing consumer demographics plays a crucial role in these heightened expectations.
Solution – The Company will meet and exceed rising customer expectations through its AI-enabled digital banking platform. The platform will provide additional recommendations based on the customers' behavior. This cutting-edge smart application will help customers access their bank’s knowledge base. Additionally, it will offer tailored and relevant digital banking experiences through user-friendly interfaces everywhere, anytime, and on any device.
2.4 Product and Services
The Company will provide a variety of services within the framework of the financial technology (FinTech) and digital payment industries:
